Parallel intelligence to optimize employer health plans
Handl supports the full lifecycle of self-funded plans: evaluate the network, design the benefit, activate an alternative plan, and monitor performance, with plan and member data at every step
3x
Faster benchmarking
2.5M+
Providers in the benchmark library
$112M
In network & benefit-design savings
The intelligence layer for health plans
Handl combines rate comparisons, claims history and utilization signals to give brokers and plan sponsors continuous visibility into what a plan costs and where to make improvements.
Built for the complexity of self-funded employers
Benchmarking is hard
Building defensible plan recommendations takes significant time. Handl delivers negotiated rate comparisons in minutes.
Benefit design is guesswork
Identifying higher-value providers, steering to lowest-cost facilities and optimizing employee copays requires data that's hard to access.
Risk is constant
Compliance and health plan fiduciary risk increases plan costs.
Integrated capabilities link plan and member data
Network Analytics
Benchmark intelligence across every market
Are you on the right network? Benchmark network allowed amounts by plan, provider and service. Use a market basket of claims for approximations or claims files, census and provider utilization for a more detailed analysis.
- Rate benchmarking by geography and specialty
- Peer-group comparisons by employer size and industry
- Exportable data and charts for client presentations
Benefit Design
Design cost-efficient plans with provider tiering
Model benefit design scenarios with actuarially-certified data; identify cost savings opportunities with provider tiering, focusing on improving outcomes while lowering costs.
- Interactive plan modeler with live cost projections
- Side-by-side scenario comparisons with member impact
- Drill down into highest-utilized providers and procedures
Dynamic Copay Plans
Build a custom health plan on your preferred network
Offer a variable copay plan with a member navigation experience to steer patients toward high-value providers.
- Proactive care navigation
- Variable copays
- No member disruption
Plan Monitoring
Savings found between plan renewals
Assure CFOs they are meeting employer fiduciary duties by providing ongoing claims monitoring.
- Payment integrity reviews
- Continuous claims repricing
- Plan performance monitoring
“We were winning maybe 15% or 20% of the time on these really difficult cases because we're going up against big competition; we wanted to increase that by 5% or 10%. We had a 45% close rate when we used Handl. We won an $800,000 client, and there's a very good chance we would not have won it had we not used Handl.”
National Practice Lead
Employee Benefits, Top 20 Brokerage
Frequently asked questions
Ready to see it all together?
Book a personalized demo and explore the full Handl Health platform.