The platform to deliver alternative health plans
Payers and TPAs use Handl to design, activate and monitor dynamic copay plans on the networks they already contract
One connected dataset beneath every plan
Handl normalizes negotiated rates, claims, provider quality, directory and episode data into a single modeling-ready layer. Your team designs and prices the plans. Handl maintains the layer beneath them.
Alternative health plans are in demand
Employers want AHPs now
Clients are asking for competitive, affordable plans this cycle. Building one the traditional way takes years. Handl activates a plan in months and opens it to the benefits consultants in our network right away.
Activation is complex and risky
End-to-end design, adjudication and provider connectivity is a multi-year build. Handl provides the infrastructure purpose-built for it, so you are configuring rather than constructing.
Undifferentiated plans lose at renewal
When plans look the same as everyone else's, sponsors and brokers find other options. Handl's provider Value Index surfaces cost savings and steerage improvements that give them a reason to stay.
Next generation health plans start here
Plan design
Actuarially-certified copay modeling
Score and tier every provider by episode, site of care, quality and cost. Model multiple copay scenarios side-by-side and prove the savings before anything goes live.
- Tiered network selection using the provider Value Index
- Member cost-share and savings per scenario
- Select from modeled outcomes, not guesswork
Dynamic Copay Plans
Member navigation with one bundled price
Provide a simpler member experience for episodic care with a single copay and a single bill, surfaced by Handl from a connected dataset.
- One bundled member price per episode
- Episode-based 270/271 transactions through Handl's provider portal
- Adjudication enablement with no re-platform
Plan Monitoring
Advanced plan monitoring
Track plan performance year-round with continuous repricing, payment integrity review and reporting your sponsors understand.
- Group & provider reporting
- Continuous provider-cost monitoring
- Point solutions savings validation
Plan modeling
Evaluate total AHP cost savings
Defend your plans before the renewal with actual claims analyzed and an all-in savings number you can confidently present.
- Network discounts by tier
- Utilization shifts by tier
- Every provider scored and tiered
“Handl has become central to how we evaluate and build alternative health plans as a third-party administrator. The platform allows us to evaluate costs, design networks and use that data in real time to guide members to higher-value care.”
Sidhartha Sinha
CEO, Avant Health
Frequently asked questions
Build an alternative health plan that delivers savings
Book a personalized demo and put a new plan in motion.